Harry Chemay

Co-Founder,
Clover.com.au

Harry Chemay is an experienced finance professional focused on delivering innovative investment solutions. His experience spans a period in excess of 23 years, incorporating:

Wealth management/advisory – assisting HNW individuals and SMSF trustees to take control of their own retirement outcomes; Institutional asset consulting – assisting superannuation funds (amongst others) to execute their fiduciary in respect of investment strategy; and a Co-Founder of one of Australia’s first digital advice solutions, delivering highly transparent, low-cost investment advice & asset management to cohorts previously priced out of such services.

Harry commenced his career in financial services within KPMG’s private wealth division. He advised primarily within the accounting sector, with senior adviser roles at Horwath (now part of Grant Thornton) and WHK (now Crowe Horwath).

After more than a decade in wealth management Harry transitioned from personal to institutional advice, joining Mercer investment consulting.

He spent some 4 years at Mercer, providing advice and asset consulting services to superannuation funds, university endowments and financial planning firms. During that time he completed the Certified Investment Management Analyst programme, offered by the then Investment Management Consultants Association (now the CIMA Society of Australia).

Prior to co-founding Clover, Harry consulted in the profit-to-member pension space, with a particular focus on retirement income innovation. His work resulted in an award-winning retirement income solution, one of the first in Australia created to deal with the complexities of sequencing risk.

An active participant within the wealth and superannuation space, Harry is a regular contributor to investment websites in Australia and overseas, writing on a range of topics across investing, financial planning and FinTech.

Harry is also a sought-after presenter, both in Australia and abroad. He has spoken at numerous conferences, facilitated Australian masterclass panels for S&P Dow Jones Indices, and in 2017 was invited to deliver a presentation on Robo-Advice at the World Knowledge Forum in Seoul. Other invitees to this prestigious conference included former First Lady and Presidential Candidate Hilary Clinton, former French President Francois Hollande and former UN Secretary General Ban Ki-moon.

Harry holds a Bachelor of Business (Banking & Finance) from Monash University in addition to post-graduate qualifications in finance.

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