Ralph was part of the team that set up Cardano’s UK business in 2007. Prior to Cardano, Ralph was European Director of Consulting at Mercer Investment Consulting. Ralph is a Fellow of the Institute and Faculty of Actuaries. He graduated as a Bachelor of Economic Science from the University of Witwatersrand. Ralph is a leader of the TTF’s Costs & Charges Team and a Transparency Trophy winner.
Ralph is also on the Financial Conduct Authority’s Institutional Disclosure Working Group being Chaired by Dr. Chris Sier.