Transparency Statements

Adrian Holliday
Reporter, Freelance
“I believe there ought to be higher levels of transparency in financial services because millions of consumers are reliant on it for their long term savings future.”
Adrian Tupper
Consultant, Moneyquestioner.co.uk
“I believe there ought to be higher levels of transparency in financial services because there is too much lack of trust between providers and consumers"
Andy Agathangelou
Founder, Transparency Task Force
“I believe there ought to be higher levels of transparency in financial services because it holds the key to regaining the trust of the consumer, delivering value-for-money and operating a competitive market”.
Andrew Eschtruth
Associate Director for External Relations, Center for Retirement Research, Boston College
“I believe there ought to be higher levels of transparency in financial services because individuals need to trust financial services companies in order to achieve a secure retirement."
Andrew Speke
Head of Comms, The High Pay Centre
"I believe there ought to be higher levels of transparency in financial services because this is necessary to regain public trust in the sector."
Angus Scrace
Director, ARCS Solutions Ltd
“I believe there ought to be higher levels of transparency in financial services because there are still far too many instances of hubris, excess and selfishness at the highest levels of management in an industry that keeps professing that that it is acting in the best interests of all its investors."
Anthony Filbin
Chairman, Captial Cranfield Trusteess
“I believe there ought to be higher levels of transparency in financial services because it will have such a beneficial impact upon incomes in retirement”.
Albert Montano
Owner, Ventana Financial Associates
“I believe there ought to be higher levels of transparency in financial services because the consumer is being misled"
Alexander Adamou
Fellow, London Mathematical Laboratory
“I believe there ought to be higher levels of transparency in financial services because financial markets are social constructs and financial services are a public good.”
Alex Varley-Winter
Head of Investigative Reporting and Media Relations, Transparency Task Force
“I believe there ought to be higher levels of transparency in financial services because of the public interest."
Alister Sneddon
Senior Product Manager - Investments, CMC Markets
“I believe there ought to be higher levels of transparency in financial services because restoring customers trust in us is to the benefit of both users and businesses. Success comes from truly solving a customers issue and being open about it."
Bart Heenk
Managing Director, Avida International
“I believe there ought to be higher levels of transparency in financial services because it helps pension funds to take better informed decisions"
Ben Goldby
Principal Associate, Gowling WLG
“I believe there ought to be higher levels of transparency in financial services because trust is essential and is being erroded."
Christopher Aurrichio
Senior Business Development Associate, Newton Investment Management
“I believe there ought to be higher levels of transparency in financial services because people's money/savings are at risk."
Chris Connelly
Principal Consultant, Aquila Heywood
“I believe there ought to be higher levels of transparency in financial services because we look after other people’s money and therefore their futures. It’s as simple as that.”
Chris Tobe
Investment Consultant, Stable Value Consultants
“I believe there ought to be higher levels of transparency in financial services because it creates a better system"
Clare Reilly
Head of Corporate Development, Pension Bee
“I believe there ought to be higher levels of transparency in financial services because the economy should work for everybody.”
Connie Erlanger
CEO and Co-Founder, GoKnown
“I believe there ought to be higher levels of transparency in financial services because it restores confidence in markets which in turn helps markets to thrive"
Clara Durodie
Founding Partner, Cognitive Finance Group
“I believe there ought to be higher levels of transparency in financial services because trust is the birthplace of asset management.”
Dave Burgess
Managing Director, DB Auto Consultancy
“I believe there ought to be higher levels of transparency in financial services because there are to many dodgy people and many vulnerable people"
David Butcher
Founder and Director, Communications and Content
“I believe there ought to be higher levels of transparency in financial services because it will encourage better outcomes for consumers and other customers.”
David Clark
President, British-Luxembourg-Society
“I believe there ought to be higher levels of transparency in financial services because without transparency investors lack the confidence to invest and markets fail to fulfil their true function of allocating capital efficiently.”
David Coe
CEO, My AFK
“I believe there ought to be higher levels of transparency in financial services because there is still obfuscation of detail, charges and functionality that lead to financial exclusion"
Debbie Henderson
Founder, Centre for Inspired Leadership
“I believe there ought to be higher levels of transparency in financial services because the world needs greater trust and FS is the bedrock of a healthy economy."
Dennis Waite
Coach driver, National express
“I believe there ought to be higher levels of transparency in financial services because too many innocent people have had their lives ruined  by HMRC rubber stamped criminals"
Denis Kilroy
Managing Partner, The KBA Consulting Group
“I believe there ought to be higher levels of transparency in financial services because being in business is an opportunity to create wealth by being of service to society, not an opportunity to appropriate wealth at the expense of non-shareholder stakeholders.  Transparency is an important defence against wealth appropriating behaviour"
Desiree Lucchese
Ethics and Impact Manager, U Ethical Investors
“I believe there ought to be higher levels of transparency in financial services because transparency is transformative"
Dipo Akinrinlade
CEO, Financial Freedom Academy
“I believe there ought to be higher levels of transparency in financial services because it is in everyone’s best interest.”
Dr Kara Tan Bhala
President and Founder, Seven Pillars Institute for Global Finance and Ethics
“I believe there ought to be higher levels of transparency in financial services because transparency is a pro-ethical condition that enables us to fulfil our fiduciary duty and to achieve justice and the common good. Assiduous transparency yields continuous trust.”
Erik Conley
Founder, Zen Investor
“I believe there ought to be higher levels of transparency in financial services because, as Vanguard founder John Bogle says: ‘the tyranny of compounding costs takes about two-thirds of the gains clients make. The client puts up 100% of the capital, and takes 100% of the risk, but only gets one-third of the return.’ Something is very wrong with our financial system. Investors deserve to know exactly what they’re buying and how much it will cost, today and over time.”
Frank Ashe
Non-Executive Director, Quantitative Strategies
“I believe there ought to be higher levels of transparency in financial services because this enhances trust in the finance industry."
Gary Savery
Member, Henley Retirement Benefit Scheme
“I believe there ought to be higher levels of transparency in financial services because of the high demand in policing our pension schemes"
Gavin Palmer
Managing Director, Waddon Court Properties Ltd
“I believe there ought to be higher levels of transparency in financial services because trust and being your word as my bond generates win-win situations. Without transparency in the internet world reputations will be shredded with their organisations.”
Gerald Wellesley
Client Director, PS Governance Services
“I believe there ought to be higher levels of transparency in financial services because It enables better decision making"
George Kinder
Founder, Kinder Institute of Life Planning
“I believe there ought to be higher levels of transparency in financial services because transparency is cornerstone of integrity in the systems and structures of our democracy."
Henrik Wolff-Petersen
Director and Co-Founder, Panda Connect
“I believe there ought to be higher levels of transparency in financial services because for being able to take rational decisions we need to have control of our data; independently, timely and complete.”
Helena Morrissey
Former Chair, The Investment Association
“I believe there ought to be higher levels of transparency in financial services because it’s the very starting point for establishing trust.”
Henry Tapper
Director, First Actuarial & Founder, Pension PlayPen
“I believe there ought to be higher levels of transparency in financial services because people want to know what they’re buying. We cannot be trusted. Our system depends on trust and fiduciaries managing our money. Until people consider themselves investing in a trustworthy way – we will remain untrusted. Transparency is the only way to break this vicious circle.”
Herbert Blank
Senior Consultant, Global Finesse
“I believe there ought to be higher levels of transparency in financial services because the industry has earned distrust in the past and needs to earn trust in the future"
Hugh Donahue
Owner, Donahue Financial Services
“I believe there ought to be higher levels of transparency in financial services because humanity requires it."
Hugo Wuyts
Deputy Chair of Pension Board, Barking and Dagenham Pension Fund
“I believe there ought to be higher levels of transparency in financial services because it is in everyone’s interest.”
Iain Cowell
Head of Investment Solutions; UK & Ireland, Allianz Global Investors
“I believe there ought to be higher levels of transparency in financial services because sharing clear and understandable disclosures will drive positive innovation and can empower the customers of the industry to improve their long-term outcomes.”
JB Beckett
Author, New Fund Order and Assoc. of Professional Fund Investors
“I believe there ought to be higher levels of transparency in financial services because optimum economic value has become remote and distorted and by virtue active fund management and professional fund buyers fragile to digitalisation. Unless we put the City in order, technology will obsolete us, like Godzilla looming over us.”
Jim Hofheimer
CEO, Toroso Advisors
“I believe there ought to be higher levels of transparency in financial services because we need to restore faith in an industry that has lost it's way and is vital to our democracy."
Jon Parker
CEO, Jonathan Parker Consulting
“I believe there ought to be higher levels of transparency in financial services because without it, customers will simply continue to mistrust the industry and lose out financially. However, we would be wise to remember that more information and data can itself be a hindrance to improving outcomes”.
John Belgrove
Senior Partner, Aon Hewitt
“I believe there ought to be higher levels of transparency in financial services because consumers and clients need to trust the industry through having access to clear, open, honest, jargon-free information in order to make informed choices to meet their financial objectives.”
Johnny Stormonth-Darling
Technical Director, UK Urban Agritech
“I believe there ought to be higher levels of transparency in financial services because of the potentially harmful effects on society and the environment."
Juan Zuluaga
Writer, InversionesSinIIusiones.com
“I believe there ought to be higher levels of transparency in financial services because it will help us to see what can be done better”.
Julian Fernandes
Project Coordinator, Hertfordshire Constabulary
“I believe there ought to be higher levels of transparency in financial services because there isnt enogugh at the present to deal with issues"
Kaz Aston
CEO, W1 PR
“I believe there ought to be higher levels of transparency in financial services because the industry and public need & want it post Brexit.”
Kylie Blundell
Head of Standards and Education, FINSIA
“I believe there ought to be higher levels of transparency in financial services because it will promote ethical conduct and help rebuild consumer trust"
Lea Hurlin
Investigator, Financial Ombudsman Service
“I believe there ought to be higher levels of transparency in financial services because the financial industry is crucial to saving the planet as a whole."
Lesley James
Financial Services Marketing Consultant
“I believe there ought to be higher levels of transparency in financial services because none of this is our money! How can we expect clients to have trust in our services if they cannot even be sure of the price?”
Manita Khuller
Digital Marketing Consultant, Squared Online
“I believe there ought to be higher levels of transparency in financial services because innocent people are being ripped off"
Mark Ormston
Director of Propositions and Corporate Partnerships, Retirement Line Ltd
“I believe there ought to be higher levels of transparency in financial services because we need to support consumers, enabling better decisions and outcomes based on a fuller picture."
Margaret Snowdon OBE
Pensions Professional, Trustee, Experienced Non Executive Director and Policy Adviser
“I believe there ought to be higher levels of transparency in financial services because it is the best way we can restore public trust in pensions.”
Martin Palmer
Head of Corporate Funds Proposition, Zurich
“I believe there ought to be higher levels of transparency in financial services because it will help to provide a level playing field as well as helping to restore trust and confidence amongst consumers that they are receiving value for money. This is particularly important at a time when increasing consumer engagement and understanding is so critical.”
Martijn Rozemuller
Managing Director, VanEck
“I believe there ought to be higher levels of transparency in financial services because at this point a great part of European consumers don't engage in investing for the wrong reasons"
Matthijs Verweij
Business Development Manager; Wealth & Asset Management, EY
“I believe there ought to be higher levels of transparency in financial services because more transparency leads to better governance and in control management of pension schemes in all aspects.”
Michael Erlanger
Founder and Managing Principal, GoKnown
“I believe there ought to be higher levels of transparency in financial services because it restores confidence in markets which in turn helps markets to thrive"
Mike Stafford CFP
Director, Stafford Wealth Management
“I believe there ought to be higher levels of transparency in financial services because the more informed the client is the better decisions he/she can make. So for our part we are happy to display our charges on our website for both lifestyle financial planning and for regulated investment services.”
Nicholas Morris
Academic Visitor, St Anthony’s College
“I believe there ought to be higher levels of transparency in financial services because financial services are key to our economy and society, and transparency is necessary to encourage trustworthy behaviour by financial services professionals. It is important that we define their obligations and responsibilities clearly, and then hold the industry and those who work within it to account.”
Nigel Bradshaw
Treasurer, Volt Bank
“I believe there ought to be higher levels of transparency in financial services because I believe there ought to be higher levels of transparency in financial services because what was once a well respected industry and key contributor to society has become completely self serving and at odds with sustainable flourishing in the communities in which it operates."
Nigel Harper
Retail Banking Specialist
“I believe there ought to be higher levels of transparency in financial services because victims of austerity and SME victims of Banking have paid the ultimate price for Banking corruption."
Nigel Sycamore
Director, Clear Workplace
“I believe there ought to be higher levels of transparency in financial services because our clients deserve it. It’s as simple as that.”
Nils Johnson
Founder and Director, Spence Johnson Ltd
“I believe there ought to be higher levels of transparency in financial services because it is good for business. Confidence, efficiency, growth and profitability are all enhanced – over the long term – by greater transparency”.
Paul Bates
Barrister, Bates Barristers
“I believe there ought to be higher levels of transparency in financial services because consumer protection"
Paul Dowling
Partner, Leigh Day Solicitors
“I believe there ought to be higher levels of transparency in financial services because there will be more opportunities for truly free market economics."
Paul Lewis
Owner, Paul H. Lewis Business Services
“I believe there ought to be higher levels of transparency in financial services because complexity and secrece leads to customers paying more"
Paul Moxey
Professor of Corporate Governance, London South Bank University
“I believe there ought to be higher levels of transparency in financial services because too much misinformation"
Peter Uhlenbruch
Research Assistant, Ownership Matters
“I believe there ought to be higher levels of transparency in financial services because transparency is foundational to value-positive markets and communities.”
Peng Lim
Business Financial Crime Risk Manager, HSBC
I think the principles are great. Do consider if it may be better for a social enterprise to be a charity with a Board of Trustees rather than a sole Key Controller and Shareholder.
Philip Meadowcroft
Chairman, Brandmasters Ltd Executive Pension Scheme
“I believe there ought to be higher levels of transparency in financial services because trust between providers and customers has been broken"
Rachel Haworth
Policy Officer, ShareAction
“I believe there ought to be higher levels of transparency in financial services because ensuring institutional investors are directly accountable to the people whose money they look after is the only way to transform the system into one that serves savers, society and the environment”.
Raphael Douady
Research Professor, University of Paris I-Panthéon-Sorbonne
“I believe there ought to be higher levels of transparency in financial services because financial markets deadly need it"
Richard Hulbert
Insight Analyst, Defaqto
“I believe there ought to be higher levels of transparency in financial services because it empowers better financial decisions.”
Ralph Frank
COO, Now: Pensions
“I believe there ought to be higher levels of transparency in financial services because users of our services should be able to understand what is being done for them and the corresponding charges being levied”.
Ramin Nakisa
Co-Founder, PensionCraft
“I believe there ought to be higher levels of transparency in financial services because financial services can only rebuild trust through transparency"
Renny Biggins
Pension Technical Officer, TISA
“I believe there ought to be higher levels of transparency in financial services because the industry is currently perceived as confusing by consumers. In order to promote engagement, we need to break down those barriers and make it easier to understand. However, we should be mindful that too much information will confuse consumers.”
Richard Emery
Bank Fraud Investigator, 4Keys International
“I believe there ought to be higher levels of transparency in financial services because transparency is a prerequisite to trust."
Richard Ellis
Institutional Relationship Manager, Sarasin and Partners
“I believe there ought to be higher levels of transparency in financial services because savers / pensioners need to be properly informed about the products they invest in; they achieve the outcomes they expect; and to help build trust in the investment industry that is lacking at present.”
Richard Metcalfe
Principal, Richard Metcalfe Consulting
“I believe there ought to be higher levels of transparency in financial services, and particularly in pensions, because we cannot afford for people not to save for retirement”.
Robert Davies
Director, Smart-Beta Investments Ltd
“I believe there ought to be higher levels of transparency in financial services because it helps investors make better decisions.”
Robert Dellner
Managing Partner, I3 Partners Ltd
“I believe there ought to be higher levels of transparency in financial services because it's an integral part of the changes needed in the Economy."
Robert Lockie
Branch Principal, Bloomsbury Wealth
“I believe there ought to be higher levels of transparency in financial services because it makes it easier for consumers to engage effectively."
Rohan Grey
President, The Modern Money Network
"I believe there ought to be higher levels of transparency in financial services because the financial system exists to serve public purpose, and democracy requires an informed polity."
Rory Maguire
Managing Director, FundHouse
“I believe there ought to be higher levels of transparency in financial services because there is a moral imperative behind what we all do: to enable as many clients to retire with dignity as possible."
Robin O’Grady
Head of Business Development, Hawksmoor Investment Management
“I believe there ought to be higher levels of transparency in financial services because consumers & their advisers need to regain trust in a hugely competitive market and be certain of all the facts before being able to make informed choices.”
Samantha Bryant
Administrator, Motorbelle
“I believe there ought to be higher levels of transparency in financial services because scammers need to be stopped"
Sarah Young
Managing Director, GSAV Ltd
“I believe there ought to be higher levels of transparency in financial services because the retail consumer deserves better protection and the industry should know better!”
Scott Henderson
Partner, Henderson Hotels
the bank and their legal teams have hidden their true crimes for to long! These have to be made public and all held to account.
Servaas Houben
Manager Actuarial, Ergo Insurance (Belgium)
“I believe there ought to be higher levels of transparency in financial services because customers should be able to make the best decision based on their needs"
Shann Turnbull
Principal, the International Institute for Self-Governance
“I believe there ought to be higher levels of transparency in financial services because covert benefits spread mistrust to inhibit business"
Shyam Moorjani
Partner, RSM
“I believe there ought to be higher levels of transparency in financial services because pension scheme members are entitled to know the full cost, including all transactions, for the administration and investment of their money. Transparency will also allow benchmarking and informed comparisons to allow investors to make informed and better investing decisions and to enable them to improve outcomes to reach their financial goals.”
Simon Black
Co-Founder and Chairman, Lexical Labs
"I believe there ought to be higher levels of transparency in financial services because the industry will better serve the needs of society
Simon Rowell
Director, Economic Policy, Department of Premier and Cabinet
“I believe there ought to be higher levels of transparency in financial services because I believe there ought to be higher levels of transparency in financial services because we need to ensure financial services serve society and meet its changing needs"
Sonia Shah
Associate Director, Grant Thornton
“I believe there ought to be higher levels of transparency in financial services because of poor culture and conduct demonstrated"
Sophia Morrell
Independent Media Consultant
“I believe there ought to be higher levels of transparency in financial services because I’m passionately committed to a fair and functioning City which benefits everyone. We have a world-class financial services industry in London and by working together, we can ensure it serves equal purpose and value to its participants and users.”
Stephanie Baxter
News Editor, Professional Pensions
“I believe there ought to be higher levels of transparency in financial services because we need to tackle unnecessarily high charges and ensure investors get value for money. This is integral to giving people the best possible retirement outcomes.”
Steve Ackland
CEO, Aim Ltd
“I believe there ought to be higher levels of transparency in financial services because trust requires governance, control and transparency.  And financial services is all about trust"
Steve Conley
Business Development Director, Workplace Pensions Direct
“I believe there ought to be higher levels of transparency in financial services because Transparency is a means to an end, where the end game is greater accountability, good decision-making and trustworthiness … which leads to better commercial outcomes for members, sponsors, markets through investment, and in the long-run – via improved reputation, public engagement and a reduced savings deficit – for the asset managers themselves and the financial services industry as whole.”
Stewart Bevan
UK Product Manager, KAS BANK N.V.
“I believe there ought to be higher levels of transparency in financial services because stakeholders deserve to have access to the right information, to inform the best levels of decision-making and improve outcomes”.
Stuart Simchowitz
Director Retirement Plan Services, RMR Wealth Builders
“I believe there ought to be higher levels of transparency in financial services because it is needed to build the confidence of our clients and future prospects"
Stuart Turnbull
Director, HUB Consulting
“I believe there ought to be higher levels of transparency in financial services because the risk of corruption for personal gain and power is so high"
Sunil Chadda
Managing Director, Cairn Consulting Ltd
“I believe there ought to be higher levels of transparency in financial services because every customer has the right to know exactly how much goods and services cost at the point of purchase”.
Susan Cuff
Partner, Cuff Associates
“I believe there ought to be higher levels of transparency in financial services because a lack of transparency drives corrupt behaviours."
Tania Ahuja
Founder and CEO, Nobias
“I believe there ought to be higher levels of transparency in financial services because financial services are the backbone of the economy"
Terence Prideaux
Managing Director, Morley Hall
“I believe there ought to be higher levels of transparency in financial services because the aspirations of savers and their advisors will not be met if managers take more than headline fees and trust in the financial system will not be won.”
Thomas Clarke
Professor; Director Centre for Corporate Governance, University of Technology Sydney
“I believe there ought to be higher levels of transparency in financial services because trust is what financial services are based upon"
Tim Williams
Business Development Director, Finocomp
“I believe there ought to be higher levels of transparency in financial services because encreased transparency can only be a good thing for all parties of the industry and, most importantly, the end customer. I support this initiative and would urge others to do so. The Symposium’s are a great forum to hear views from across the industry and shine a light on those areas that could be improved."

Further information about the TTF

You can click on the button below to read about the 130+ Transparency Task Force Ambassadors. The list includes world class academics and highly respected thought leaders from right around the world.

Click here to see the TTF Ambassadors

Transparency Task Force Advisory Group

You can click on the button below to read about the Transparency Task Force Advisory Group, which is Chaired by the former Chair of the Financial Conduct Authority’s Financial Services Consumer Panel.

Click here to see the TTF Advisory Group

If you want to read testimonials…

If you haven’t been to one of our events before you can use the link below to read some testimonials:

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