TTF South Africa Ambassadors

Andrew Delmont

Director and Financial Planner,
Toro Financial Planners

Andrew embarked on his career at Liberty Life in early 2003 as a tied agent. Over time he realised the importance of independent advice as providers compete in different markets. He founded Toro Financial Planners with 3 partners in mid-2006. The firm has grown significantly since its inception, and represents all of the major providers in the investment, long-term, short-term, healthcare and estate planning sectors.

Andrew has two industry related qualifications, namely Finance Honours from the University of the Witwatersrand completed in 2001 and since 2005 he is also a CERTIFIED FINANCIAL PLANNER® professional. He achieved overall distinctions for both qualifications. In 2005, he finished as top student for 2 of the 4 subjects in the Postgraduate Diploma in Financial Planning (Personal Financial Planning & The Financial Planning Environment) though the University of the Free State.

Andrew is a firm believer in fairness and transparency and is proud to serve as an Ambassador for the Transparency Task Force.

Derek Smorenburg

SAIFAA – South African Independent Advisors Association

Derek started working as a Junior Messenger on the South African Railways and Harbours in 1963 at the age of 19.

In April 1966 he commenced his journey in the Financial Services Industry with the Yorkshire Insurance Company, Standard General Insurance Company, Willis, Faber, Dumas and Roland (Standard Bank Assurance Brokers) and Southern Life before in 1987 he started a Brokerage; the Financial Group.

He was the key initiator and developer of a world first umbrella fund administration company Total Care Strategy that led to the first-of-its kind registration of Umbrella Fund Rules in 1989 by the then Office of the Register of Financial Institutions (FSB). In 1999, Total Care Strategy was sold, in partnership, to Sanlam Employee Benefits to become Sanlam Umbrella Fund Administrators (SUFA).

He was, until March 2020, Chairman of the Board of Trustees for the Sanlam Umbrella Funds. During 2010 Derek established with Sanlam the Professional Business Risk Analysis Council (PBRAC) with336 brokers. In 2011 he ran an informal South African Independent Financial Advisor Association (SAIFAA – formally PRAPA).

During the period 2011, 2012, 2013, 2014, 2015 he facilitated multiple SAIFAA (PRAPA) Workshops and Conferences attended by over 800 Delegates sponsored multiple Product & Service Providers. During 2016 he started with the formalisation of SAIFAA “The Voice of The IFA” that became a reality during August 2017 with in excess of 100 Founder Members.

Thus far in 2020 he has launched three world first’s namely the ‘Certified Post Retirement Practitioner CPRP® Webinar and Designation Program, the 21 ‘ultimate’ client-agenda ‘Due Diligence’ questions when appointing Financial Advisors and the Independent Employee Benefit Consultant (IEBC) Webinars.

Nicole Martens

Martens Impact Advisory

I am passionate about sustainable development in general and about developing pragmatic and impactful strategies for Africa’s just transition to a low carbon economy in response to the climate emergency.

As a Development Economist, I have dedicated my career to the provision of strategic advisory services in the development space. I have worked with local and international clients across the public and private sector on the design and implementation of strategies aimed at achieving large-scale developmental impact. My work includes a special focus on the identification of innovative finance mechanisms for generating financial return and impact, specifically with reference to integration of environmental, social and governance (ESG) factors into investment processes i.e. responsible investment.

In recent years, my focus has been on identifying and addressing the needs of African investors with respect to integrating ESG into investment processes in an effort to foster the maximisation of long-term sustainable financial returns across the continent. I have specialised in the initiation and management of key stakeholder relationships and partnerships across the region, including those with investors as well as with policymakers and regulators, academic institutions and mission driven organisations.

My work has included the design and roll-out of initiatives to build capacity amongst investors and other organisations on ESG integration and responsible investment approaches – specifically, developing content for and then facilitating workshops, webinars and online learning tools.

I currently sit on a number of committees and working groups where I provide insight on international trends and developments with respect to responsible investment and represent the needs of African investors in this regard. These include:

Sharon Constançon

CEO & Founder,
Genius Boards

Sharon Constançon is a Chartered Director, Chartered Secretary and a Fellow of the Chartered Governance Institute (ICSA), a Fellow of the IoD, a member of CISI International Committee, Chairman of the South African Chamber of Commerce UK and a Liveryman and Court member of the WCCSA and Chairman of their Membership Committee.

Sharon is CEO of Genius Boards and Genius Methods – a Group that offers tailored robust, behaviour focused board evaluations, mentoring, corporate governance services and governance training to many industries.  Her clients include FTSE and regulated businesses, SMEs, family businesses, investment trusts, insurance, financial services, health services, charities and the housing sector.

Sharon has a well attested reputation for providing confidential, straightforward, honest and effective Board Evaluations which have successfully empowered Boards to improve performance.

Sharon has a passion for the empowerment of Company Secretaries and Governance Professionals.  To this end, she writes articles and regularly addresses industry audiences, runs workshops and chairs roundtable debates and panels.  She successfully uses case-studies in her training courses to help others understand the dynamics of the Board and the role of a Non-Exec Director.

Her passion is to see the Board truly add value to the organisation and its management, providing leadership and support, challenge and risk mitigation.

Through the various projects run by Genius, Sharon has developed a deep and rich network of governance professionals.

Gandy Gandidzanwa

Managing Director, Conceptual Fund Managers

Gandy is a Director of the Association of Professional Fund Investors (APFI). Headquartered in London, the APFI was created by, and for, its membership with the core objective of advancing investors’ interests by promoting professional standards and integrity in fund investing. The Association fosters “best practice” in fund investing by setting global standards and code of ethics whilst empowering professional fund investors to provide thought leadership on, and guidance to, national and global standards bodies and regulatory authorities.


Gandy is the current Managing Director of Conceptual Fund Managers – a South African-based manager-of-emerging-managers whose unique investment strategy blends only portfolios of disciplined, process-driven, high quality, small-to-medium-sized, specialist investment firms run by experienced entrepreneurial founders and portfolio managers.


A regular speaker at national, regional and international conferences, Gandy has held various positions in the financial services industry including serving as the Principal Executive Officer of one of the biggest umbrella funds in South Africa.

Gandy is a graduate of the Yale University School of Management (USA) Executive Programme in Advanced Investment and Risk Management. He is a member of the CFA Institute and holds the CIPM® qualification.  Gandy also holds a Master’s Degree in Actuarial Science from the University of Cape Town.

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