Meet the Team

Andy Agathangelou
Andy formed the Transparency Task Force after a meeting he led at Senate House, University of London on 6th May 2015. The meeting was about the need for the financial services industry to behave in a more trustworthy way and how harnessing the transformational power of transparency can drive the change that is needed. Andy is also a Governor of the UK's Pensions Policy Institute and he is the former Founder of Friends of Automatic Enrolment and Chair of the Friends of the Association of Member Nominated Trustees; an organisation he helped to create. CV and bio available on request.
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Tina Kenyon
Head of Special Projects
I am very proud to be a part of the Transparency Task Force because I wholeheartedly believe in what we are doing. Consumers of financial services products and services are often confused by all the jargon and they rarely get the information they need to make well-informed decisions. I know that more transparency can help. I work part-time and my role is to put in place processes and procedures so that we can continue to grow and expand our activities. I particularly enjoy using technology to replace labour-intensive administrative tasks and I can honestly say no two days are the same. I oversee our events management, take care of the production of the Transparency Times, provide support to the running of our many Special Interest Groups, update the website, am responsible for our social media activity, I run the office and manage all our software and IT. A crucial part of my role now includes reaching out to individuals and organisations whose objectives align with the overall aims of the Transparency Task Force and therefore might wish to provide us with much-needed financial support.
Alexandra Zitkus
Head of Events
Oversee the planning and co-ordination of our symposia. If you would like to discuss any of our upcoming symposia or becoming a speaker, please get in touch!
Chelsea Houghton
Head of Social Media
I oversee all social media campaigns and help to expand our ever growing following.  My role also involves dealing with our “Subscription Membership” initiative and the day to day operational accounts.  I am also on hand to assist Alexandra with any help she may need managing events. A crucial part of my role now includes reaching out to individuals and organisations whose objectives align with the overall aims of the TTF. Please get in touch if you wish to discuss how you can become involved with the TTF.
Briony Crook
Head of Research
We are a small team here there is a very strong belief in what we are doing and why we are doing it. People right around the world deserve to be dealt with by financial companies that operate in a transparent and trustworthy way, making sure their clients and customers are always treated fairly. I’ve got an important part-time job managing our extensive outreach activities. I schedule Andy’s many meetings and telephone appointments, I oversee the continuous expansion of our ever-growing contacts database and I am always being asked to take on more and more responsibility for helping Tina once a process has become a “business as usual” activity. There’s a lot of variety in my work and we’re always looking to do things more efficiently and effectively.
Charlotte Ringer
Head of Fundraising and Outreach
I am thrilled to join the Transparency Task Force team as the Head of Fundraising and Outreach. It was the fundamental ethos and ambitious mission that attracted me to work for the Transparency Task Force, as I admire the idea of building up a progressive worldwide community with the aim of ensuring positive financial reform together. In this role, my daily tasks will involve implementing outreach with the intention of developing thriving partnerships, as well as supporting the TTF team by using my skills to promote our current campaigns to a wider audience. Moreover, through this opportunity I am particularly looking forward to building strong relationships with supporters of this dynamic social enterprise, whilst exploring exciting and innovative new methods to ensure sustainable funding.
Alex Varley-Winter
Volunteer: Head of Media Relations and Investigative Reporting
I’m an investigative journalist with 10 years working in the media and - sometimes - in education; I write widely for locals, nationals and online publishers, and have stories in the Sunday Times, Times, Byline Times, Mirror, Computer Weekly and DeSmog. Subjects I’ve researched span governmental transparency, social justice, environmental sustainability, crime, climate risk, the impact of disinformation and organised crime. I adhere to the NUJ Code in all my work, including protecting the identity of confidential sources: In recent years observing complex cases in the High Court, I noted the kafkaesque impact of abuse of process by acknowledged ‘bad actors’ (lawyers who were later struck off, con-artists, and the like), against a backdrop of heavy justice sector cuts. The hardship this imposed on their - relatively powerless - victims was a stark reality that was drawn to my passing attention and kept repeating itself. I could not help but observe the extremely heavy toll on victims of white collar crime within that system. That interest drew me to Transparency Task Force’s engaging symposia, impressed by their anti-scam work. When Andy Agathangelou then asked me if I would like to do some investigations with TTF I said yes. I serve here as Head of Media Outreach and Investigative Journalism - voluntarily. It is a delight to collaborate with a group of public-spirited people advocating for consumers’ interests. If you have a tip or untold ‘story’ that TTF should research, on transparency, hidden truths, financial stability and improving financial services for consumers, please do feel free to reach out to me.
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Andy Aitkenhead
Volunteer: Head of Change Management Oversight
Andy has worked in financial services for 40 years, initially trading credit, over the last 20 years he has been innovative in the use of collaborative techniques to build high performing teams in the context of rapid change.  By building capability and capacity in the teams he has worked with, he has enabled enduring change.
Sarah Hutchinson
Volunteer: Head of Strategic Planning
I am a Chartered Accountant and operations professional with a proven experience of project managing change projects. Experience in all field of the investment process from stock broking, asset management and pensions administration.
Scott Housley
Volunteer: Head of the retired professionals project
Scott is kindly leading a very important TTF initiative, the retired professionals project is all about providing an active forum for individuals that have retired from the financial services sector, wherever they might be in the world, who want to "put something back" into the financial services sector. This project will appeal to retired individuals who have one or more hours available per month, who would like to be part of a collaborate team that is dedicated to helping the financial services sector to become more ethical. If this appeals to you or somebody you know, please get in touch. SCOTT'S BIO: Having spent many years in the financial services sector, Scott is passionate about ensuring consumers (personal and corporate) get a fair deal from their financial service providers, and are not penalised by fraudulent activity. He is also keen to ensure that issues of financial exclusion for whatever reason are addressed. Scott started life in the late 1960’s as a government statistician working in HM Treasury for 10 years, including 2½ years at the OECD in Paris. From there he moved into financial services, working in Williams & Glyns, RBS Group, Girobank (when part of Royal Mail) and Bradford & Bingley when it was still a building society. After Bradford & Bingley, Scott joined the LINK Interchange Network in 1999. He won a contract with the Post Office to enable individuals on state benefits to use their benefits card account to access cash at post office counters. This primed Scott’s fascination in financial exclusion and the treatment of customers by financial institutions generally. His work in LINK on access to cash and the wider aspects of financial services brought him in to contact with a fintech start-up company, Monitise. In the early years of this century, Monitise was one of the very first companies to commence developing mobile banking services. Early business development included working in Uganda, to bring mobile banking to the country. This was around the same time that M-PESA was starting to take off in Kenya. Latterly at Monitise, Scott took on responsibility for corporate responsibility, ethical behaviour and regulatory relationships. Semi-retirement has included work with the Open University, working with Helen Scott (a TTF Ambassador) at Eris FX to help obtain equity and transparency in the foreign exchange market, and a non-executive directorship at ALCO, a small technology company focusing on programme assurance and transit solutions. It has also provided more time for his other passion – walking. Following a catastrophic fall in the Yorkshire Dales in 2018, Scott was airlifted to the major trauma unit at Leeds General Infirmary. As a result, he is now an authorised volunteer for the Yorkshire Air Ambulance!
Sue Flood
Volunteer: Head of Fundraising Strategy and member of TTF's Advisory Group
Sue Flood has worked in the Television Industry since 2001, starting out at Television Centre and progressing through a successful TV programme-making career that included various roles such as Researcher for Top of the Pops, Celebrity Guest Liaison, Location Sourcing, Production Budget, Sales and Promotions (including through BBC Worldwide with responsibility for selling all BBC Programmes to all 130 Global TV Stations Worldwide). More recently, Sue flood has become a key figure in helping to prevent people falling victim to pension fraudsters, having become a victim herself. Sue lost here entire pension fund; along with over 500 other victims of the Ark Pension Scandal. Her response was to set up a campaign group which she has tirelessly supported ever since. She is now also involved in supporting numerous other pension scam victims and pension scam support groups. She has unique insight and experience in the pensions scam prevention and support space and her relentless campaigning has led to interaction with the House of Commons, the House of Lords and the Financial Conduct Authority – watch this space. Sue is also highly supportive of the Transparency Task Force; for which she is a central figure in our Anti-Scams Special Interest Group, an Ambassador and a member of the Transparency Task Force Advisory Board.
Mark Bishop
Volunteer: Strategy Advisor
Mark advises the Transparency Task Force leadership team on strategy matters. Having entered the world of financial services consumer advocacy in 2012 as de facto leader of the Connaught Action Group and member of the liquidators' committee of the Connaught Income Fund Series 1, Mark now works with the principals of other action groups and lobbies regulators and politicians to improve the regulatory environment. Having worked as a journalist, media company executive, strategy consultant and corporate finance advisor, Mark holds an MBA from Cranfield University School of Management (where he is now a Visiting Fellow) and sits on the Advisory Board of the MBA programme at Sussex University, where he gained his first degree. He is also the author of a business book, The Future of Private Equity - Beyond the Mega Buy-Out.
Annemarie Borg
Volunteer: RSA Liaison & Event Photographer
I am delighted to be part of the Transparency Task Force team on a voluntary basis, as an event photographer, helping to create records of the TTF symposia so that people who were unable to attend can get the feel for what was said and who was present. I am a performance coach, visual artist and photographer, composer, musician, singer, writer, active environmentalist and ocean preservation speaker. I am also Founder and Director of the Antara Project which focuses on creativity, ecology, communication and education. I am an Ambassador of the Transparency Task Force and my interest in the Transparency Task Force stems from my belief that the finance sector as the backbone of our economy and our society has a great responsibility in incorporating into its activity the essential idea of caring for the life and protection of our planet. This means also emphasising information, transparent communication and education.
John Dashfield
Volunteer: Coach to Andy Agathangelou, Founder of TTF
John is a highly experienced business coach and mentor to financial planners, owners of SME’s and key employees. He is author of the book ‘The client-centred financial adviser’, published in 2015.  Prior to his coaching business John owned a thriving financial advisory practice which he founded in 1991 and sold in 2005. At the core of his work is coaching clients so that they show up powerfully, with deep integrity and as the best version of themselves. This enables them to create transformational impact in their own lives and the lives of others.     A significant amount of John’s time is spent working with financial advisers and he is privileged to work with some of the UK’s leading financial planning practitioners. He is passionate about the Financial Services sector being a force for good, transparent and trusted by the consumer.
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Helen Scott
Volunteer: Regulatory Liaison, FX Grouo
Helen is CEO at Eris FX, an international payments firm based in Leeds promoting transparency, technical innovation, competition and good governance.
Terry Webster
Volunteer: Lead Writer
Terry is a qualified Actuary with expertise in UK based defined benefit Pension Schemes, having held a Scheme Actuary certificate for over 15 years, winning the Actuarial Post’s “Pension Actuary of the Year” award in 2015. Since becoming self-employed in 2016, Terry has graduated with an MBA qualification from Exeter University’s  “One Planet” MBA programme. It was this particular course’s focus on sustainability, long-term thinking, collaboration and ethics, alongside more traditional MBA studies, that particularly appealed to Terry, reflecting his own core values. He is currently working as Director of his own consultancy business, Lindis Consulting, through which he seeks to serve his clients, using his experience, expertise and network to fill resource and skills gaps that may exist within client organisations.  Work areas include Management Consultancy, Pension Consultancy, Strategic Planning and Independent Trusteeships. Terry is passionate about transparency, good communication and effective education, especially where finance is concerned.  Terry believes that financial and consulting services should be clear, accessible and designed for the benefit of all stakeholders.  Terry takes this outlook into all his interactions, aiming to provide clarity and to collaborate openly with those who share his vision of a much more effective, transparent, sustainable and client-centred future.
Chet Gladkowski
Volunteer: Video Editor & Doodley Guru
Chet has been recognized as a leading insurance/IT executive, providing both strategic and practical insights across all P&C lines of business. He has worked in the P&C insurance information industry 40+ years for carriers, broker/MGA/agency, vendors and industry associations on policy, billing, claims, reinsurance and reporting/BI solutions. Chet’s roles have included CIO for Interstate Insurance, Senior Director – Research & Development for ACORD, Vice President of software sales and co-founder of a global insurance proof-of-insurance solution. His experience spans the globe both in insurance and technology.
Harry Chemay
Volunteer: Head of Market Liaison
Harry Chemay is an experienced finance professional focused on delivering innovative investment solutions. His experience spans a period in excess of 23 years, incorporating: Wealth management/advisory – assisting HNW individuals and SMSF trustees to take control of their own retirement outcomes; Institutional asset consulting – assisting superannuation funds (amongst others) to execute their fiduciary in respect of investment strategy; and A Co-Founder of one of Australia’s first digital advice solutions, delivering highly transparent, low-cost investment advice & asset management to cohorts previously priced out of such services. Harry commenced his career in financial services within KPMG’s private wealth division. He advised primarily within the accounting sector, with senior adviser roles at Horwath (now part of Grant Thornton) and WHK (now Crowe Horwath). After more than a decade in wealth management Harry transitioned from personal to institutional advice, joining Mercer investment consulting. He spent some 4 years at Mercer, providing advice and asset consulting services to superannuation funds, university endowments and financial planning firms. During that time he completed the Certified Investment Management Analyst programme, offered by the then Investment Management Consultants Association (now the CIMA Society of Australia). Prior to co-founding Clover, Harry consulted in the profit-to-member pension space, with a particular focus on retirement income innovation. His work resulted in an award-winning retirement income solution, one of the first in Australia created to deal with the complexities of sequencing risk. An active participant within the wealth and superannuation space, Harry is a regular contributor to investment websites in Australia and overseas, writing on a range of topics across investing, financial planning and FinTech. Harry is also a sought-after presenter, both in Australia and abroad. He has spoken at numerous conferences, facilitated Australian masterclass panels for S&P Dow Jones Indices, and in 2017 was invited to deliver a presentation on Robo-Advice at the World Knowledge Forum in Seoul. Other invitees to this prestigious conference included former First Lady and Presidential Candidate Hilary Clinton, former French President Francois Hollande and former UN Secretary General Ban Ki-moon. Harry holds a Bachelor of Business (Banking & Finance) from Monash University in addition to post-graduate qualifications in finance.
Sandy Finlayson
Volunteer: Financial Sustainability Adviser
Sandy has specialised in advising young high growth companies and their investors for over twenty five years. His particular areas of interest are:- Corporate Finance: Over the years he has developed a particular interest in Corporate Finance. In 1992 he brought together the founders of Archangel Informal Investment and they have since gone on to become one of the biggest business angel syndicates in the world. Since then, he has been involved in numerous other initiatives to support the funding of high growth young companies including the formation of Seraphim Capital, the UK's first Business Angel led Enterprise Capital Fund. He has been involved in setting up five enterprise capital funds and a number of other early stage venture capital funds, some of which are based close to the famous "Silicon Roundabout". Startups and Spin-outs: He has helped to establish numerous start-ups and spin-outs, many of which have gone on to become successful award-winning companies; M&A: He has assisted many clients in pursuing successful "buy and build" and consolidation strategies, and has helped numerous clients to achieve successful exits; MBO/MBI: He has undertaken a substantial number of MBO/MBI transactions, acting both for management teams and for sellers; Corporate Governance: Advising boards and individual directors. Sandy recently retired from chairing the Converge Challenge, which is the leading pan Scotland programme for University spinouts. He is currently the Board Observer for HIE on, which is an outstanding example of a University spinout, and a Director of, which is a highly-successful and award-winning charity working with people suffering from deep social exclusion. He serves on the Advisory Board of, which is an inspiring public/private collaboration to solve IT issues and is also a Director of the Scottish Tech Army which was established to provide IT support to numerous public and third sector organisations. It has already made a real impact since it was established only a couple of months ago. Sandy is also on the Advisory Boards of three technology start-ups and on the Investment Committee of one Business Angel Syndicate. Sandy was delighted to receive the first ‘Local Hero’ Award at in 2016, He was awarded an OBE for services to entrepreneurship and voluntary activities in 2017 and was elected as a Fellow of the Royal Society of Edinburgh in 2018.
Ian Veitch
Volunteer: International head of VIP Mindmaps
Ian has over 30 years experience in global financial services with a focus on product development and business development within the life assurance sector. This career included senior management roles within Aviva, Mercer and Zurich Insurance – and a number of board appointments for insurance companies in Ireland and Luxembourg. Ian is now focused on helping organisations that are looking to build businesses or products within the financial sector which can address real customer needs in a fair and transparent manner. Ian is a qualified actuary and holds an MBA from the Edinburgh Business School.
Kate Makuen Chartered MCSI, FRSA
Volunteer: Social Media Advisor
Kate is a co-founder and the Chief Marketing Officer of Startup2Exit Club, a management consultancy and venture fund created by three people who met through Tech London Advocates. With over 20 years of experience in senior marketing roles at American Express, J.P. Morgan Chase, HSBC, RBS and Deutsche Bank, her product knowledge extends across asset and wealth management, investment banking, payments, FinTech and RegTech. Kate has been recognised as a tech evangelist, connecting with business partners to drive the adoption of new technologies, from e-commerce and SSL protection, to AI and machine learning. She is also an advocate of good governance, risk management and compliance, having worked on a variety of regulatory and audit remediation projects. A dual US/UK national, Kate studied strategy and innovation at Oxford and political economy at Yale and Cornell. She is a qualified Independent Non Executive Director in fund management and serves as a trustee of the Wentworth Africa Foundation and on the advisory board of RegTech Women. Her passions include diversity, mentoring, sustainability and transparency.
Kim Schweitzer
Volunteer: Social Media Advisor
Kim has over 20 years of experience in all aspects of Total Rewards. Throughout her career, she has focused on increasing trust, greater fairness, equity and transparency in Reward systems, programs and solutions. Her expertise includes pre- and post- M&A/integration and retention strategy; executive compensation and global total rewards; fair pay practices focused on eliminating gender and bias pay gaps; and designing and implementing programs addressing business, regulatory and legislative requirements. Kim is committed to working as a force for social, moral and economic change, and promotes fairness, equity, integrity and authenticity. She believes, with the world in crisis (fighting Covid, global environmental devastation, and years of racial injustice and discrimination), 2020 provided a trifecta that we can no longer ignore. We have an obligation going forward to challenge entrenched thinking. Business as usual will no longer work – it’s time to reset, reassess, reimagine! To that end, Kim founded Time 4 Change London, Ltd. While still in its infancy stage, Time 4 Change London helps companies attract and retain employees by fostering a workplace employees can be proud of – by helping companies to define a sustainable and meaningful purpose (beyond simply making short-term profits), live their values authentically, create a Total Rewards culture of fairness and wellbeing (focused on PROFIT AND PURPOSE), and promote an agile organization and culture where ALL STAKEHOLDERS can achieve a better future. Kim has an extensive academic background as well. Most recently, she embarked on a study of Digital Marketing, London Business School’s Sustainability Leadership and Corporate Responsibility executive education program, and is currently completing Agility in HR and Leading with Agility certifications through ICAgile. She earned her MBA from Tuck School at Dartmouth (New Hampshire), and a BA in Mathematics and minor in Spanish from University of Richmond (Virginia). Kim is passionate about contributing to the Transparency Task Force’s global initiatives to rebuild trust and confidence in financial services. As a force for social, moral and economic change, Kim is honoured to be an Ambassador for such an impactful and critical organization fighting for change!
Lynne Coombes
Volunteer: Social Media Advisor & Administrator
I have worked in insurance for many years, on the administration of the bond schemes and teams across working sectors. In 2003 I joined Dave West and Paul Holton-Frances in the bond schemes and worked with Paul to successfully launch a bond scheme for Scotland. We have now brought two new bonds to market, guiding them through the challenges of ensuring the bonds were fit for purpose for the very different clients but also that the premiums were affordable, despite having little information to offer Insurers. I am very pleased to offer any help I can to support this important organisation.
Andrew Mills
Volunteer: RSA Liaison
Andrew is an independent and expert analyst, commentator and writer on the financial industry. He works on a wide range of research-related projects, helping clients to understand and communicate the impact of economics, technology, demographics, behaviour and regulation on financial firms and the sector as a whole. Andrew’s clients include world-leading companies in banking, asset management, research and consulting. He has worked for a range of national and international bodies, and been instructed as an expert witness. Andrew works mainly in the UK and Europe, but also has extensive experience in Asia and the US. He often speaks at industry events and is always ready to give his opinion! With quixotic timing, Andrew founded Insight Financial Research in early 2008 and has been busy ever since. That followed a dozen years in professional services, first as a forensic accountant at Arthur Andersen and then in PricewaterhouseCoopers’ Valuation & Strategy practice. Andrew is a strong believer in the social value of finance, but – like many – feels that the industry has largely forgotten its purpose. He is a member of the TTF’s Financial Stability Team, contributed to the Team’s 2018 white paper on avoiding future crises, and was an expert participant in the RSA’s Citizens Economic Council project.
John Howard
Chair of TTF's Advisory Group
John Howard joined the BBC as one of the leading voices on Radio 4. He presented documentaries, phone-ins and discussion programmes, winning several awards. He became best known as the consumer’s champion on the daily magazine programme ‘You and Yours’, which he presented for 14 years. In 1997 he was invited to join the Mortgage Code Compliance Board as an independent director. He subsequently became a member of the Financial Services Consumer Panel, which he chaired for 3 years until 2008. Between 2006 and 2008 he was a member of the Market Participants Group of CESR, the European committee of securities regulators, and he also joined the Treasury’s Retail Financial Services Group. On stepping down from the Consumer Panel, he joined the Board of the Financial Ombudsman Service and also became a Non Executive Director of the energy Regulator, Ofgem. In 2010 he was appointed as an Independent Commissioner by the Treasury for the Equitable Life Payments Commission. He served on the With Profits Committee and the Independent Governance Committee of Scottish Widows. He was a Trustee of the Thalidomide Trust. He is currently Vice Chair and Senior Independent Director of the Family Building Society and a Non Executive Director of the Banking Competition Remedies Company. He is Chief Executive of the company he founded, Consumer Insights, which provides advice on principles based regulation and fairness in the financial, energy and water sectors.
David Pitt-Watson
Visiting Fellow, Cambridge Judge Business School; Member of TTF's Advisory Group
David is Co-Author of ‘The Purpose of Finance’, ‘What they do with your Money’ and several other books. He Co-Chaired the United Nations Environment Programme Finance Initiative, and led the Royal Society of Arts Tomorrow’s Investor Project. David is the Treasurer of Oxfam, a Board-member at NESTA and is recognised globally as a leading thinker and practitioner in the field of responsible investment and business practice. David is a winner of the Transparency Trophy and his ground-breaking work on ‘Purpose’ was the initial inspiration behind the creation of Team PISCES. David is a frequent speaker at TTF events.
JB Beckett
UK Director, Association of Professional Fund Investors; Member of TTF's Advisory Group
Affectionately known as JB, Jon Beckett was a well known and outspoken professional fund investor and analyst for two decades until he retired in 2018 including the world’s largest single asset mandate (£189bn) for Lloyds Banking Group where he was also co-Lead if it’s Responsible Investing framework for the Insurance division. As a Non Executive Director (NED) JB continues to be a vocal campaigner for better fund governance and value. A campaigner for professionalism and better standards in fund investing and due diligence; as Emeritus of the Association of Professional Fund Investors he previously led a global team to tackle issues arising from transparency, sustainability and technology. As Author of ‘#NewFundOrder’ and Co-Author of ‘The WealthTec Book’ and ‘Paytech Book’ JB has been a thought leader in the digitalisation and sustainability of asset management, speaking and writing globally. A dedicated educator, JB is a guest lecturer at Stirling and Herriot Watt Universities and has written textbooks up to NQ Level 7 for the Chartered Institute for Securities and Investments, with which he is Chartered and a member of its disciplinary panel. He is a member of the Stirling Student Investment Managed Fund oversight committee and a NED for Royal London and SVM Limited.
David Weeks
Co-Chair, AMNT; Member of TTF's Advisory Group
David Weeks was elected as Co-Chair of the Association of Member Nominated Trustees (AMNT) in 2016. He has served on the committee since 2014. David Weeks is a director of a defined benefit pension scheme, with a leading PLC in infrastructure services as the sponsoring employer. “Engaged Investor” included him in their “Top 50 people in pensions 2017”. He is active in the affairs of the World Pensions Council, for whom he has made presentations to, and acted as rapporteur at, international conferences. Journals that have published contributions from him recently include “Revue Analyse Financiere”, “Portfolio Institutional”, “Professional Pensions” and “Pensions Expert”. He has been a judge for major UK pension awards. In his previous career, David Weeks has experience of both public and private sectors, and of their respective pensions regimes. Most recently, he served as a consultant or executive in UK Government Departments, including Home Office, Health, Trade and Industry, and the Office of the Deputy Prime Minister. Earlier, he worked in private sector business development and marketing, and in international advertising agencies. David is a graduate in history of the University of Bristol.
Steve Kenzie
Executive Director, UN Global Compact UK; Member of TTF's Advisory Group
Steve has managed the Secretariat of the UN Global Compact Network UK since 2008, connecting UK companies and other organisations in a global movement dedicated to driving corporate sustainability and the Sustainable Development Goals. He also Chairs UNGC’s Global Network Council and sits on the UN Global Compact Board. He was previously a Programme Director at the International Business Leaders Forum (IBLF) leading projects across a wide range of responsible business issue areas. Prior to joining IBLF, Steve was the founder and Managing Director of a successful retail sports equipment business in Canada. He has a B.Comm from the University of British Columbia and an MSc in Business & Environment from Imperial College London.
Heather Buchanan
Director of Policy, All-Party Parliamentary Group on Fair Business Banking; Member of TTF's Advisory Group
The APPG is one of the largest cross-party parliamentary groups, with over 120 members.The Group is currently campaigning to reform the dispute resolution landscape for businesses in the UK, including calling for the establishment of a Financial Services Tribunal, and for a public inquiry into the treatment of businesses in turnaround units. Heather is also the lead on commercial finance for the Transparency Task Force’s (TTF) Banking Team and is a member of the panel of TTF’s Financial Stability Team. Heather was on the Steering Committee of the Banking Futures project and is a member of the UK Finance SME Advisory Group. She has also contributed to the Lending Standards Board Standards of Lending Practice for Business Customers, and regularly advises MPs, peers, Government departments, regulators, trade bodies and civil society on the commercial relationships between businesses and their lenders.
Sue Lewis
Trustee Director, The People’s Pension; Member of TTF's Advisory Group
Sue is an independent Board member and consultant. She is a Trustee Director at The People’s Pension, a leading UK multi-employer scheme. She is also a Trustee of UK national charities StepChange debt charity, the FairBanking Foundation and Surviving Economic Abuse. Until December 2018, Sue chaired the Financial Services Consumer Panel, an independent statutory body that advises the UK Financial Conduct Authority on consumer issues in financial services regulation. Sue is a member representative on the EIOPA Occupational Pensions Stakeholder Group, and was previously a member of of the European Commission’s Financial Services User Group. She is also a consultant specialising in financial education, financial inclusion and consumer protection regulation, working with international organisations such as the OECD and Alliance for Financial Inclusion. Sue was previously a senior civil servant, working in HM Treasury, the Cabinet Office and Department for Education. Sue has a B.Sc degree in Mathematics and a Masters degree in Statistical Methods.
Gavin Starks
Founder, D Gen; Member of TTF's Advisory Group
Gavin explores the impact of data and the web on business, society and culture. Amongst many other things he is involved with important, pioneering work that is highly relevant to the mitigation of climate change risk; highly relevant to the topic of financial stability. Gavin has co-created over a dozen data-driven organisations to bring multidisciplinary leadership to the digital age. These have addressed data infrastructure, policy, science, communications, innovation and skills across fintech, climate change, supply-chain management, modern slavery, the circular economy, digital media, telecoms, machine learning, blockchain and the internet of things. He co-chaired the development of the Open Banking Standard and was founding CEO of the Open Data Institute. He is currently convening federated partnership programmes to help address the Sustainable Development Goals; is Advisory Board Chairman at blockchain company,; Non-exec at circular-economy IoT company, CupClub; Trustee at environmental charity, Blue Ventures; Chairman at Rinse Media Group; strategic advisor to governments, for-profit and non-profit companies who create global impact with data. Some detail: Gavin was the Open Data Institute’s founding CEO, working with Sir Nigel Shadbolt and Sir Tim Berners-Lee. Under his leadership, it unlocked over $100M of direct economic impact, incubated over 50 companies, launched franchises across 20 countries, trained 6,000 people, recruited a world-class board and team, and grew its turnover to $7M/y in under three years. In 2015, at the request of HM Treasury, he co-chaired the development of the Open Banking Standard, laying the foundations for regulation and catalysing international innovation. He served on the Data, Science and Evidence advisory board of the Ministry of Justice and the Smart London Board reporting to the Mayor’s office. He has been creating businesses for over 20 years, leading projects with organisations such as Arup, Cap Gemini and the World Bank. He has been recognised as one of the most influential people in data: winning awards for his innovation and expertise, and providing Parliamentary Select Committee evidence. He is a regular international speaker on the topic of the web of data and its impact on society. His previous ventures include: organising the world’s environmental data and standards into an open web-service, AMEE, raising over $10M from leading VCs (sold 2015); chairing development of the first Gold Standard Carbon Offset; building the world’s leading digital music distributor, CI, the first company to deliver digital products to iTunes, and sent Amazon 25% of its download store at launch; creating award-winning streaming media company, Tornado in 1999 (sold 2003); joining Branson’s Virgin Net as employee #5 in 1995 to deliver Virgin Net (now Virgin Media). At Jodrell Bank Radio Observatory, Gavin helped develop systems designed to map and interpret the Universe. He is a Fellow of the Royal Society of Arts, created courses and lectured in Engineering and Music at Glasgow University, and has degrees in both Astronomy and in Electronic Music (on which he has published research & released ab album) He converted a century-old ship to live aboard and built a cooperative historic harbour on the Thames to put it on.
Greg Leroy
Volunteer: Financial Sustainability Strategy Group
Dubbed “the leading [U.S.] national watchdog of state and local economic development subsidies,” and “an encyclopedia of information regarding subsidies,” Greg founded and directs Good Jobs First, a research and policy center promoting accountability in economic development. His two books include The Great American Jobs Scam, which Publishers Weekly called ““…a parade of damning case studies showing why communities should not woo corporations with subsidies.” GJF is home to Subsidy Tracker, Tax Break Tracker and Violation Tracker. Violation Tracker captures 20 years of federal and state regulatory penalties; it reveals the U.S. financial services sector to be by far the nation’s most heavily-penalized corporate sector. GJF led the campaign for Governmental Accounting Standards Board (GASB) Statement 77 on Tax Abatement Disclosures, a landmark in U.S. municipal finance. It requires all states and most local governments (cities, counties and school districts) to finally disclose how much revenue they lose to corporate tax breaks. It remains the only form of tax expenditure ever codified by GASB.
Michael O'Dwyer
Volunteer: Financial Sustainability Strategy Group
Michael has a wealth of commercial and operational experience having worked with several UK listed companies noticeable Grand Metropolitan, Whitbread, Laurel Pub Company and P&O Ferries at operational and main board level. Michael really enjoyed corporate life both in the boardroom and at the sharp end, always happy to talk to customers and staff alike and was always visible through out his corporate business career Today, Michael puts his experience, knowledge, energy, organizational skills and enthusiasm to challenges in his client's business, helping them to assess situations and providing them with practical and realistic solutions that can be implemented with the minimum of fuss. Michael provides business advice, support and guidance in five key areas: Leadership Michael is a strong, natural leader with an open management style. Who recruits, mentors and motivates individuals creating highly effective teams and business leaders who recognizes and rewards success. Delivery Maintains a high level of focus, flexibility and enthusiasm in delivering commercial success and customer satisfaction. Financial Awareness Fully understands the importance of the fiduciary duties of company directors Influencing Understands people, culture and organizational dynamics and is an agent of change which is both well communicated and executed. Change Management Utilizes business experience to create an environment of continuously improvement to remain ahead of the competition. Michael gains the greatest buzz from seeing people, teams, boards and companies fully achieve their goals.
Franziska Fisken MBA
Volunteer: Social Media Advisor
I am a retired English and Mathematics teacher with an MBA from Westminster University, a mathematics degree from Kent University, a PGCE from Keele University and a CELTA TEFL teaching qualification. I have previously worked in marketing, accountancy, computer programming and systems analysis. I have also been involved in voluntary fundraising initiatives and in online marketing such as building and maintaining websites (including SEO search engine optimisation). The reason I came across TTF Transparency Taskforce ( was through finding out about Transparency Taskforce over the Internet after being a victim of pension mis-selling, where despite much research over the Internet and taking up references, I transferred a regulated UK SIPPS pension to an unregulated, expensive, ineffective QROPS scheme. At the time (2014), I was unable to get good, trustworthy, independent financial advice whether in the UK or in Austria. I believe strongly that people who retire should be able to retain their life savings in real terms, safely and securely. I believe that not only is this beneficial to them and their families, but also for the economic welfare of their nations, because poor, vulnerable and unhealthy elderly citizens are a drain on national resources too! And nations likewise need responsible investors to develop their economies positively, sustainably and innovatively.
Bobby Riddaway
Head of CPD Oversight
Bobby is UK Pensions Consulting Market Director at Capita Employee Solution. He combines the role of: a) Senior Investment Consultant who who has over twenty years of experience in advising both the Trustees and Employers of Occupational Defined Benefit and Defined Contribution Schemes. b) Responsible for ensuring Capita Pensions thought leadership is delivered to the market and clients. He joined Capita in 2013 and led the growth of the Investment Consulting Team before moving into a wider role. Bobby is a qualified Actuary and is a past Chair of the Association of Consulting Actuaries Investment Sub-Committee and has also served on the Finance and Investment Board of the Institute of Actuaries. As and Actuary and FCA regulated individual Bobby has been subject to Professional CPD requirements since 1995. He has, since early 2000’s also been a supervisor on various Professional Standard Schemes, within which role he has monitored and assessed the CPD requirements and achievements of other consultants. He has also assisted his employers with the design of their Professional Standard schemes, all of which have had various CPD requirements and rules. Bobby is a past winner of the Mallowstreet Most Influential Investment Advisor award and has also twice won the industry battle of the bands, as a Bass player. He is also a regular speaker on Investment issues at various conferences and has participated as a judge for a number of industry awards. Bobby is also an Ambassador and Fellow of the Transparency Task Force. Outside of work, Bobby is a County Pool Player and keen runner and also managed the Bedfordshire Youth Pool team to a record 5 consecutive region victories.
Gareth Stears
Volunteer: Head of Film Club
Gareth is a pensions technical consultant with Aries Insight. His job is helping pension professionals make sense of ever-changing pensions law and regulation. He has worked in the pensions industry (with a couple of breaks) since 2002. For the last few years he has also volunteered with the Pension Ombudsman’s early-resolution service, using that experience to mediate in disputes pension providers and their members. The Financial Services sector was not the most obvious career choice after studying Film at university, so Gareth is delighted that TTF’s Film Club gives him the opportunity to marry the two disciplines. He originally learned of the TTF though from its laudable efforts to tackle the greatest blight on his industry: pension scams.
John Martin
Volunteer: Head of UK VIP's Mind Map Initiative
I have joined the TTF as a volunteer to help make a difference by changing the ‘behaviours’ of organisations, people and leaders in the Financial Services sector. As a professional with 30+ years’ experience, I bring expertise, understanding and thought leadership to challenging the historical ways of working, whilst embracing new innovative and sometimes disruptive, collaborative ideas. My consultancy firm, Plutus is like no other; owner-driven and owner managed. Gritty determination to really know my clients and the industry in which we operate, is the springboard from which we build long-term trusted relationships that endure. I develop commercially-astute ideas that propel tactical and strategic growth, blending cultures and changing behaviours, creating synergies and success – without a responsible and accountable infrastructure in place, this would be impossible. I am passionate about restoring trust in the banking sector with the goal of driving change for a more sustainable future; creating options for me is core to my mantra of empowering people so that they can make informed choices or inspiring debate.
Brenda Sullivan
Volunteer: Impact Measurement Adviser
Brenda has significant experience in risk management and strategy in the financial sector, and expanded that in manufacturing and supply chain. She became involved in sustainability and now has the ISSP-SA credential and deep involvement in improving society and the planet. As a supporter of TTF and especially PISCES since 2018, she believes in the importance for all to have good governance and fair financial access in a safe and thriving world. As ESG and social value become more mainstream, Brenda will bring some of her sustainability experiences back to the financial sector to help TTF in its aims.
Larry Elford
Volunteer: Financial Sustainability Strategy Group
I am honored to be part of Transparency Task Force (TTF). I believe that the rarest and most valuable element in the world, is the person or group that will tell you the truth just because it is the right thing to do. Telling the truth without needing a reward goes along with the philosophy of Jean-Jacques Rousseau, who said, “What wisdom can you learn that is greater than kindness?” TTF is a beacon of hope in a world of financial predation and deception. I am proud to use my voice to support their efforts globally. When TTF wins, we all win. Larry Elford lives in Canada, and is a former investment industry insider and whistleblower, now retired. Founder and Chairman of Investor Advocates, established in 2000. Author, speaker and Youtube Channel producer of public service clips and information on fair investment rules for all. Larry published a book in 2020, titled “Farming Humans”. Farming Humans looks at some rules or social constructs that wolves simply do not follow. Larry believes that pandemics of human inequality and poverty are connected to a cunning ability to create rules which fence the public in, while letting the most rapacious financial minds run wild, and prosper by harvesting humanity. Because wolves do not follow rules…
Steve Hubbard
Volunteer: Mind Maps Advisor regarding progressive economics
I’m a retired academic and public sector lecturer and manager with a degree in Electrical Engineering and a PhD in Physics which I gained part-time. Coming from an engineering and science background and thinking about economics issues is fascinating. Unlike many TTF members I do not have professional experience in financial services. However, when combined with those who do, this may in some way be beneficial because it perhaps enables me to look at the issues from a different perspective. Part of the fun is meeting and listening to people who are involved in the TTF, and hoping to make a difference by working with others in meeting our shared objectives.
Noha Al Afifi
Volunteer: Financial Stability and Public Relations Advisor
Noha is the Director of Fundraising & Communications at UK charity Arthritis Action. She has over 15 years' experience in marketing, communications and fundraising. She has worked across various sectors, including higher education, nonprofits and healthcare, both in the UK and internationally. She has recently been named in PRWeek UK’s Power Book 2021, which recognises the top comms professionals in the country. Noha joined TTF to advise on income generation strategies to help it become more financially sustainable. She also supports its PR activities to extend its reach and impact across the UK.
George Mellman
Volunteer: Head of USA Mind Map initiative
George Mellman is a veteran finance consultant with decades of senior-level, client-facing work for institutional money managers, fiduciary oversight committees, C-suite executives, and third-party advisory firms. He is a skilled analyst in all major asset classes, with special expertise in “best practices” for DB and DC retirement plans. For over fifteen years, George was a Vice President and Senior Consultant at Fidelity’s Investment, where he was responsible for maintaining ongoing investments relationships with many of its largest corporate and non-profit clients. Previously, he had been Director of Consultant Relations at a Connecticut-based asset management firm and a pension consultant for multi-employer and public-sector clients. For his institutional clients, George has evaluated investment portfolios, made buy-sell and asset allocation recommendations, and assisted with their other fiduciary oversight decisions. For these clients, this has led to improved portfolio risk-return metrics, measurable cost savings, and greater overall alignment with stated investment goals. Additionally, for many years George was an MBA and undergraduate level Finance Instructor at both Northeastern University in Boston and Sacred Heart University in Fairfield, Connecticut. He also has been engaged in litigation analysis support activities and various start-up organizations. Published research includes “401(k) Lawsuits: What Are the Causes and Consequences?” ( George has been an active volunteer with the CFA Institute, where he has served on Technology, Education, and Committees Governance committees. Earned professional designations include: Chartered Financial Analyst (“CFA”), Certificate in Investment Performance Measurement (“CIPM”), Financial Risk Manager (”FRM”), and Certified Financial Planner (“CFP”). He holds an undergraduate degree from Boston University and an MBA from Carnegie-Mellon University.
Philip Meadowcroft
Volunteer: Media Scanner
Philip is TTF's Media Scanner for The Times, The Telegraph, the Daily Mail, the Mail on Sunday, Parliament TV, Financial Conduct Authority, Professional Pensions and Investment Week. Philip graduated from the University of Nottingham with a degree in Industrial Economics and after an early career in advertising he forged a business in developing and managing export sales in emerging markets for global consumer goods companies. His concern about corporate governance has grown out of his chairmanship of the trustees of his family trading company’s SSAS and he came to public prominence in 2012 during the first Shareholder Spring – now a fixture on the corporate calendar. The Times described his performance at the 2012 Aviva plc AGM which criticised the Board about excessive executive remuneration in relation to business results as a “slasher fest” – the CEO resigned four days later and the Chairman departed within two months. Philip demonstrated that company AGM’s could – and should – be converted, where appropriate, into robust challenges from ordinary retail shareholders – the more so when institutional shareholders generally prefer to stay away from such meetings.
Heidi Fisher
Volunteer: Financial Sustainability Strategy Group
Heidi Fisher is the Director at Make an Impact CIC. Heidi is a multi-award winning specialist in social enterprise and social impact. She received an MBE for Services to Innovation in Social Enterprise and to Impact Measurement in the 2020 New Year Honours. Heidi’s background is as a Chartered Accountant, having set up the UK’s first social enterprise Chartered Accountancy firm in 2008. Through Make an Impact CIC, Heidi has worked with over 2,100 social enterprises, from start-ups to those with over £1billion of income, supporting them to become more sustainable, develop their trading income and to better measure, manage and communicate their impact. Her vision is a world where all businesses are social enterprises that positively impact people and the planet.